Pernum

Pernum – Your Personal Number

Most Internet users are not aware of, and that is that whenever you share some info on you on the Internet, bad guys, some criminals, some people can find it, collect the data about you, and use it against you, in the worst case to steal your identity. So far there has been no solution to keep most if your data private.

This is going to change through PERNUM. PERNUM stands for personal number. To understand PERNUM, you need to imagine that instead of having several different numbers, like telephone numbers, account numbers, and also addresses like a physical address, email address and more, with PERNUM, we have created a system where you have one number for all your purposes.

So PERNUM, your personal number, is one number with multiple functions. I would like to present the most important functions of your PERNUM.

Pernum Email

The first one is that your PERNUM will replace your email address when you are communicating with other people. If they tell you that they would like to send you something through email, instead of giving them your email address, you give them your PERNUM. They send the email to PERNUM and we will forward the email (of course, without reading it, or scanning it or whatever, you have total privacy), to the email address that you have set up in your PERNUM back office. This could be your Gmail, Yahoo or Hotmail email address, or whatever program that you use the most and where you would like to receive emails.

So what are the benefits?

1. Benefit number one is that in PERNUM you can easily set up who is allowed to send emails to you, so that you can easily block all spam.

2. I know that many of you have more than one email address. At PERNUM, you can easily set up lists of senders so that if you receive an email from this sender, it will forward it to you for example to your business address. And if you receive an email from that group of senders, it will be forwarded to your private email address.

If one of your email addresses changes for whatever reason, because maybe your email account has been hacked, you don’t have to inform everybody that it has changed, you just change it in the back office of your PERNUM account. So for example if you change from Gmail to Mailaxy, you just log into your PERNUM account and you say from now on please forward emails that I receive here at PERNUM, to this new email address.

You need to understand that it is not about trusting the people you share your email address with, it is that whenever you share your email address and your email address is added to another list, it is stored somewhere in a database and you don’t know how secure this database is. And if someone hacks this database, they will have your email address. If they just find your PERNUM, they can’t do anything with it because they are not on your list of allowed senders.

There is one more thing about email addresses. Those of you who use for example Gmail email addresses; you know that if you want to set up a new email it is difficult to find a short email name because they’re all gone. This is because there are hundreds of millions of users who have already grabbed those short email addresses.

And that is why sometimes you even have business email addresses containing several words, or you have your own domain name endings for emails where you have a long part after the @ symbol. So the more words, letters, dots etc. you have in your email addresses, the more likely there will be a typo to appear.

Now imagine having an email address, which is as short as a telephone number, with a maximum of 10 digits. What’s your email address? It is 1234567890; that’s it, 10 digits. Definitely there is zero risk for typos here, no @ symbol, no special signs, no characters, no domain names, just 10 digits. It can’t be any easier than that.

So let’s see what else PERNUM can do for you.

Pernum Browser

The second function of PERNUM is that we will have our own secure PERNUM browser. You don’t have to be a business to have some benefits from this feature. For example, you could use one of your Reflinks here to set it up as your website with the PERNUM System. So you could invite someone to check out your invitation website, or it could be your blog, or of course it could be your website, or it could be your Facebook page.

So finally you have your own domain name and you move your website there, and you don’t have to tell anyone because the URL that you are sharing with everyone is your PERNUM which is the exact same number that you share with everyone for your email address. That does not mean that suddenly everyone can send you an email, because remember with your PERNUM email setup you decide who is allowed to send you emails.

Pernum Save

Next feature, your PERNUM will help you to save money on orders because your PERNUM can be used as a discount code. So when a business wants to give to you, because for example you signed up for their newsletter, or you are a returning customer, or whatever, if they would like to give to you (as a sign of appreciation), a special discount or a bonus, they very easily can set it up. Then when you are on their website placing an order and you type in your PERNUM, automatically the additional discounts will be applied.

Pernum Win

Next feature, you can win prizes with your PERNUM.

We have prize draws where your PERNUM will be your ticket to win, and other companies will be able as well to offer sweepstakes, prize draws, lotteries where your PERNUM is your ticket. I am sure you are excited but there is more.

Pernum Navigate

PERNUM, especially the PERNUM APP will work as a navigation system. Imagine that you are invited to the new home of one of your friends, and now there is always the risk when they give you the address, that again there might be a typo on the street name or a typo on the zip code or whatever.

Well with PERNUM, his address is his personal number, 1234567890, so when you want to visit him start your PERNUM APP, push the navigate button, PERNUM will ask you to which PERNUM you want to navigate, so you type in the PERNUM of your friend and you push the start button. PERNUM automatically connects the navigation software and it will navigate you to the house of your friend.

And of course for this function like the email function, the access is limited. So your friend needs to put you on the white list so that you are allowed to use the PERNUM navigation to find him, so only accredited people are allowed to navigate to your address that you have in the PERNUM system.

And here it is the same as with your email address, you might have multiple addresses, one for business, one for home, or you might want to meet your friend for example at some restaurant. You can set up several addresses and you can say, “Hey if this person/this PERNUM wants to navigate to my place, please give them this address and navigate to this address. And your address is not stored on any third party devise that you don’t know how safe it is.

The only place where your address is stored is on our server and you know that we take care to have the highest security and encryption standards. Of course, if your friend is navigating to your house, your address is in their mobile phone and their navigation software, but it is not stored for example in an email, database, or any other spot.

So let’s see what’s next…

Pernum Call

You can use PERNUM for calls, which means your PERNUM will be your future telephone number. No matter where you are on this planet, if someone wants to call you they dial 1234567890, and you can set up who is allowed to call you, so no more unwanted calls from call centers or businesses or private people or whatever.

If you’ve been spammed with calls, you can easily tell PERNUM “if this number calls refuse the call, don’t forward it.” And now it is again the same as with email addresses, most of you have more than one telephone number, private mobile, business mobile, home number etc. So when you give your PERNUM to another person and you set up that this person is allowed to call you, you would tell PERNUM where to forward this call.

You can tell PERNUM to forward private calls to your private mobile. Other calls can be forwarded to your private landline where you have an answering machine for when you are not home. Or some business calls can be forwarded to your secretary to take the call for you in your office.

And now imagine you are away for whatever reason for a week or two, or like Pete Demas ended in the hospital for nearly four weeks and he had to use the phone at his bed. So with PERNUM he would not need to tell anyone to call him at the hospital, and he doesn’t have to set up forwarding of several mobile phones and landlines, he just tells PERNUM “Hey for now please for these people forward the calls to my temporary phone number”.

Or when you are traveling abroad, like I know that I will travel in the summer to Europe and Dubai, I can tell PERNUM to forward calls to some temporary numbers. And nothing has changed for my contacts I just tell them call me at 1234567890. And it’s always the same number for my email, for my website, to get discounts, to navigate, and to call.

Pernum Send

And this also works when you order stuff. Whenever you order stuff online and you pay online, what happens? In many cases you give them your email address, your credit card details, your telephone number, your billing address, your delivery address, your name of course, maybe even your date of birth, and you don’t know and you cannot trust because you don’t know how secure their database is. And when their database gets hacked, some guys, some hackers, some cheaters have your personal data.

Believe me that if they have your name, your telephone number, one or two addresses, maybe even your credit card details, they can do a lot of damage. And now imagine when you order something, you just give them your PERNUM and to process your order they communicate with our PERNUM server to receive one time your address to send you the package, whatever you ordered.

And of course if the business wants to participate in PERNUM they must guarantee that they do not save your data on their servers, so you are always safe. And when they ask you about your address for shipping, what will you tell them? 1234567890, that’s your address; that is your phone number, that’s your email address, that’s your website, the extra ticket for discounts, and to win prizes.

Could there be more? Yes of course!

Pernum Meet

Say you have a business meeting, a convention, a private party, an anniversary, or whatever; so you would set up the date, the time, and address, and an additional text for the invitation, and you pick in your PERNUM contact list which people are invited, and then you can send to them an email through PERNUM telling them “Hey, click here for an invitation.” And they will find all the details they need.

And they don’t need to write down the date, time, and address because there is always the risk for typos and misunderstandings. No, they only need your PERNUM to find the meeting details.

Talking about friends, business partners, and names, of course we’ll keep the names. It is private data of course, but your friends know your name. So when Peter is connected at PERNUM with Paul, he does not need to remember Paul’s PERNUM every time, because it’s easier to remember Paul. So he can easily search for Paul at PERNUM. If he knows more than one Paul, then he can easily pick from the list of people named Paul by their last names. So of course you will keep your personal name as well as your personal number, but your personal number because it is unique, makes it much, much easier to identify.

There is more to come and of course, we will clarify everything step-by-step, and rest assured that everything is covered perfectly.

Pernum Chat

Talking about chat, look what we have next. Of course your PERNUM will be as well your chat ID, comparable to your username now at skype. And of course you will be able to set up who shall be able to chat with you.

Pernum Pay

And there is one more, and for me personally, this one is the most important feature and look what it is, we are talking now about using your PERNUM for payments, to make payments and to receive payments globally in total privacy and security, online as well as mobile.

That means that you will be able to make payments in shops and restaurants, at gas stations with your PERNUM. Here is how it will work: you will have one or more so called wallets connected to your PERNUM, and you can load your wallet by bank wire, by credit card, and of course you will be able to transfer your commissions, your family bonuses, and your cashback, to your PERNUM wallet.

And now let’s say that you are in a restaurant and you want to pay. Normally now you would need to give them cash money, or you would need to give them your credit or debit card, or you would need to initiate a transfer like Google Wallet or Apple Pay where again your data is shared through Bluetooth, through chips or other technical equipment.

And whenever you have to swipe a card or share details with an electronic device in the shopper restaurant, that means your data is transported, and that means the bad guys might be able to catch your data.

So here’s what’s happening with PERNUM. Let’s say you have a bill of 88.00 US$ for the dinner, and you know you have enough money left on your PERNUM wallet, so you open the PERNUM APP on your mobile, you push the pay button, and the app will ask you which PERNUM do you want to pay? So the restaurant will have their own PERNUM, and you just type in that PERNUM and the PERNUM APP will tell you that the PERNUM is for that specific restaurant. So you confirm that it is the right restaurant, and now the app is asking you for the amount, so you have to pay 88 US$ and maybe you do 100 US$ including the tip, so you type in the 100 US$.

And for maximum security the PERNUM app will ask you now for your password to confirm, and it will ask you for a secret 4 digit pin. This can be, for example, a four digit pin that you have set up in the PERNUM database, but as well this could be the last four digits of your debit card, or the last four digits of your Perfect Bonus card which means that even if someone would find your mobile they would never, ever be able to make payments or to transfer money from your wallet. It is impossible, that is why we say maximum security.

So you type in your password, you type in your digits and you press the pay button. Then immediately, within a fraction of a second the restaurant will see that the money is received in their wallet, so like with a credit card payment they will print out your receipt with the payment confirmation to hand it to you.

The great news is that they never had your credit card details, they never received any personal data. Remember on your credit card is your name, if you pay mobile through PayPal, or Google Wallet, or Apple Pay, they receive your email address. If you have ever used one of these mobile payment options, you know that the business is telling you that you receive your details through email, only because now they have your email address. With PERNUM beside the printed receipt, you will find a copy of the printed receipt in your personal PERNUM back office, but no private business or person needs to know your name, address, email address, and credit card details for these purposes.

You will be able to use your wallet at PERNUM to send money to other members, like you know right now for example from PayPal. But just because you are sending someone money does not mean that you need to share one of your most personal data with them which is for example your email address, because you know at PayPal your email addresses is your username. And to login you need your username and password, so they already have 50%. This can’t happen with our system.

So PERNUM PAY means you are able to receive money on your PERNUM wallet from other people with a PERNUM account, from business partners who pay you, for example the Unicorn Network, from commissions, bonuses, cashback, even when you are employed you can receive your salary through PERNUM, or you send funds through bank wire to your PERNUM account. You will be able to apply for a branded PERNUM debit card to cash out money at any ATM and of course to use the card for payments. If the shop you are shopping at is not a PERNUM member, then you would need to use your debit card.

But with PERNUM partner businesses, you can easily pay right from your mobile phone with the PERNUM APP, without sharing any personal data, without giving out your card. I am pretty sure that you can see the bigger picture here. For the first time we have created 100% private and 100% secure online and offline payment system. And of course we could not do that without a strong partner here who has all the licenses to process payments globally all around the world.

Last but not Least!

Now about your number. As I wrote earlier, your personal number will have 10 digits and with those 10 digits every PERNUM needs to be unique. We have to expect that one day we will have more than one billion people having a personal number, because of course it’s free to sign up and of course it is free to receive a personal number. So if you have more than one billion people you need 10 digits to create unique numbers. But of course in the database there will be shorter numbers, because of course for example the number 1 is a unique number as well.

And now we’re talking about the business model. I know many would like to have a special unique shorter number, or a special combination of digits, or a personal number, because you’ll have this personal number for your lifetime. I’m talking about life but let us talk for a few seconds about death. You might have heard about the problems at Facebook, Google, Apple, PayPal, and other companies, about how difficult it is for the heir to be able to enter the account of the person who died. With PERNUM, you just have to put your login details in your last will, and then we will give the heirs all the options to do the needed steps and to communicate with us.

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